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Equipment Categories (22)

• Agricultural
• Asphalt & Paving
• Auto Shop
• Aviation
• Construction
• Dental
• Forestry
• HVAC
• Landscaping
• Manufacturing
• Marine
• Material Handling
• Medical
• Mining
• Oil & Gas
• Printing
• Recycling
• Restaurant
• Specialty
• Trailers
• Trucking
• Veterinary

Industry Verticals (10)

• Cleaning and Janitorial
• Entertainment and Family Entertainment Centers
• Food Processing
• Hospitality
• Metal Fabrication
• Municipal and Public Works
• Quarry and Aggregate
• Utility and Infrastructure
• Warehouse and Logistics
• Waste Management

Equipment Brands (25)

• Bobcat
• Case Construction
• Caterpillar
• Crown Equipment
• DMG MORI
• Freightliner
• GE Healthcare
• Haas Automation
• Hyster
• JCB
• John Deere
• Kenworth
• Komatsu
• Kubota
• Mack Trucks
• Mazak
• New Holland
• Okuma
• Peterbilt
• Philips Healthcare
• Siemens Healthineers
• Toyota Material Handling
• Volvo Construction Equipment
• Volvo Trucks
• Yale

Equipment Hubs

717 equipment hubs grouped by category.

Guides (150)

• 90-Day Deferred Payment Programs
• Agricultural Equipment Financing Fundamentals
• ASC 842 Lease Accounting Explained
• Auction Equipment Financing
• Auto Shop Equipment Financing Fundamentals
• Aviation Equipment Financing Fundamentals
• Balloon Payments on Equipment Loans
• Bank Statement Analysis in Equipment Loan Underwriting
• Bonus Depreciation for Equipment
• Brewery Equipment Financing Fundamentals
• Building Business Credit Before Applying
• Business Credit vs Personal Credit for Equipment Loans
• Cannabis Equipment Financing Fundamentals
• Car Wash Equipment Financing Fundamentals
• Cash-Out Equipment Refinancing
• Co-Signer Mechanics on Equipment Loans
• Common Equipment Loan Application Mistakes
• Construction Equipment Financing Fundamentals
• Cross-Collateral Agreements Explained
• Dental Equipment Financing Fundamentals
• Depreciation Recapture on Equipment Sale
• Distillery Equipment Financing Fundamentals
• Document Checklist for an Equipment Loan
• Equipment Appraisal Process for Financing
• Equipment Depreciation Tables
• Equipment Disposal and Loan Payoff
• Equipment Finance Industry Associations
• Equipment Financing Acronyms Reference
• Equipment Financing After a Tax Lien
• Equipment Financing After Bankruptcy
• Equipment Financing After Repossession
• Equipment Financing After Sale of Business
• Equipment Financing During Business Acquisition
• Equipment Financing FAQ
• Equipment Financing for Franchisees
• Equipment Financing for Government Contractors
• Equipment Financing for Non-Profits
• Equipment Financing Glossary
• Equipment Inspection Checklist Before Financing
• Equipment Insurance Requirements for Loans
• Equipment Lease vs Buy
• Equipment Loan Application Walkthrough
• Equipment Loan Default Process
• Equipment Loan Down Payment Strategies
• Equipment Loan Refinancing
• Equipment Loan Workout Strategies
• Equipment Maintenance Reserves and Financing
• Equipment Residual Values
• Equipment Trade-In Mechanics
• Equipment VIN Decoder Guide
• Equipment Warranty Financing
• Financing a Lease Buyout
• Financing Soft Costs (Delivery, Install, Training)
• First-Time Equipment Buyer Financing
• Fleet Equipment Financing Fundamentals
• FMV Buyout Options at Lease End
• Food Truck Financing Fundamentals
• Forestry Equipment Financing Fundamentals
• Gap Insurance on Equipment Loans
• Gym Equipment Financing Fundamentals
• Hours vs Mileage in Used Equipment Underwriting
• How Equipment Finance Brokers Make Money
• How Equipment Financing Works
• How Equipment Loan Funding Works
• How Lenders Evaluate Equipment as Collateral
• How Tax Returns Are Used in Equipment Underwriting
• How the Equipment Financing Decision is Made
• How to Apply for an Equipment Loan
• How to Calculate an Equipment Loan Payment
• How to Claim Bonus Depreciation
• How to Claim Section 179 on Your Tax Return
• How to Negotiate an Equipment Loan Rate
• How to Prepare Bank Statements for an Equipment Loan
• How to Read a Lease Agreement
• How to Read an Amortization Schedule
• How to Read an Equipment Loan Agreement
• How to Run a Lien Search on Equipment
• How to Shop for Equipment Financing
• HVAC Equipment Financing Fundamentals
• Laundromat Equipment Financing Fundamentals
• Lease-Purchase Programs in Trucking
• Lien Position in Equipment Financing
• Lien Releases After Payoff
• Like-Kind Exchange of Equipment (1031)
• Loan vs Lease vs EFA vs $1 Buyout
• MACRS Depreciation Schedules for Equipment
• Manufacturer Captive Finance Programs Explained
• Manufacturer Captive vs Independent Financing
• Manufacturing Equipment Financing Fundamentals
• Marine Equipment Financing Fundamentals
• Master Lease Agreements Explained
• Medical Equipment Financing Fundamentals
• Mining Equipment Financing Fundamentals
• Most Common Equipment Financing Questions
• No Money Down Equipment Financing
• OEM Captive vs Independent Broker Financing
• Oil and Gas Equipment Financing Fundamentals
• Owner-Operator Financing Fundamentals
• Pay-on-Delivery vs Pay-on-Funding
• Personal Guarantee on Equipment Loans
• Post-Funding Checklist for Equipment Buyers
• Pre-Purchase Checklist for Equipment Buyers
• Pre-Qualification vs Pre-Approval
• Printing Equipment Financing Fundamentals
• Private Equity Backed Equipment Finance Lenders
• Private Party vs Dealer Equipment Purchase
• Q4 Equipment Buying Strategy
• Recycling Equipment Financing Fundamentals
• Red Flags in an Equipment Financing Offer
• Regulatory Bodies in Equipment Finance
• Restaurant Equipment Financing Fundamentals
• Restructuring Equipment Debt
• Revenue Documentation for Equipment Loans
• Salon and Spa Equipment Financing Fundamentals
• SBA 504 for Equipment Financing
• SBA 7(a) for Equipment Financing
• SBA Express for Equipment Financing
• Seasonal Payment Programs Explained
• Section 179 Equipment Financing
• Section 179 vs Bonus Depreciation Strategy
• Skip Payment Programs Explained
• Soft Pull vs Hard Pull Credit Checks Explained
• Soft-Pull Prequalification Explained
• Specialty Business Equipment Financing
• Specialty Equipment Lenders
• Startup Equipment Financing Fundamentals
• Step Payment Programs Explained
• Sub-Prime Equipment Finance Lenders
• Subordination Agreements in Equipment Financing
• Tax Deduction on Equipment Loan Interest
• Tax Treatment of Equipment Leases
• Tax Treatment of Equipment Loans
• Time in Business as an Equipment Financing Factor
• Titled vs Untitled Equipment Financing
• TRAC Lease Explained
• Trucking Equipment Financing Fundamentals
• True Cost of Equipment Financing
• UCC-1 Filings on Equipment Loans
• Used CNC Inspection Checklist
• Used Equipment Valuation Sources
• Used Medical Equipment Inspection Checklist
• Used Truck Inspection Checklist
• Vendor Financing Programs Explained
• Veterinary Equipment Financing Fundamentals
• Vintage / Pre-Emission Equipment Financing
• Voluntary Surrender vs Repossession
• What an Equipment Finance Broker Does
• What Lenders Look At Beyond Credit
• When to Refinance an Equipment Loan
• Year-End Equipment Purchase Tips

Glossary (104 terms)

• $1 Buyout Lease
• AACFB
• Accelerated Depreciation
• ADS
• Advance Rate
• Alternate Data Underwriting
• Amortization
• APR
• ASC 842
• Balloon Payment
• Beneficial Owner
• BHPH
• Bonus Depreciation
• Bookout
• Capital Lease
• Captive Lender
• CDC
• CDFI
• Co-Borrower
• Co-Signer
• Conditional Sales Agreement
• Cosmetic Damage
• Cost Basis
• Credit Tier
• Cross-Collateral
• Deferred Payment
• Doc Fee
• DocuSign
• Dun & Bradstreet
• DUNS Number
• E-Sign Act
• Effective APR
• ELFA
• Equipment Appraisal
• Equipment Financing Agreement (EFA)
• Equipment Loan
• FICO Score
• Finance Lease
• First Payment Default
• First-Position Lien
• FMV
• FMV Lease
• FTC Endorsement Guides
• Guarantor
• Hard Pull
• Hour Meter
• Independent Broker
• Iron Solutions
• Junior Lien
• KYC / AML
• Lien Release
• Lien Search
• Loan to Value
• MACRS
• Marketplace Lender
• Mascus
• Master Lease Agreement
• Mechanic's Lien
• NADA Equipment Value
• NAICS Code
• NEFA
• No-PG Financing
• Non-Recourse Financing
• OEM
• Operating Lease
• Origination Fee
• Originator
• Patriot Act Verification
• PAYDEX Score
• Personal Guarantee
• Pre-Funding Inspection
• Recourse Financing
• Recovery Period
• Remarketing
• Residual Value
• Ritchie Bros. Auction
• Salvage Value
• SBA 504
• SBA 7(a)
• SBA Express
• SBA Guarantee
• Seasonal Payment
• Section 179
• Servicer
• SIC Code
• Skip Payment
• Soft Costs
• Soft Pull
• Spindle Hours
• Step Payment
• Stip
• Subordination
• TCPA
• Thin File
• Time in Business
• TRAC Lease
• Tradelines
• True Lease
• UCC-1
• UCC-3
• Useful Life
• Vendor Financing
• Vendor Pricing
• VIN

Comparisons (40)

• 0% APR Captive vs Market-Rate Broker Financing
• 5-Year vs 7-Year Equipment Loan Term
• Auction Purchase vs Dealer Purchase Financing
• Balloon Payment Loan vs Fully Amortized
• Bank vs Broker for Equipment Financing
• Buy vs Lease for Heavy Equipment
• Buy vs Lease for Medical Equipment
• Buy vs Lease for Trucking Equipment
• Captive vs Independent Equipment Financing
• Direct Lender vs Marketplace
• EFA vs Equipment Loan
• Equipment Financing vs Personal Loan
• Equipment Lease vs Rental
• Equipment Loan vs Business Line of Credit
• Equipment Loan vs Operating Lease
• Equipment Loan vs Refinance
• Equipment Loan vs SBA 504
• Equipment Loan vs SBA 7(a)
• Equipment Loan vs Working Capital Loan
• First-Pay vs Advance-Pay Lease
• Fixed vs Variable Rate Equipment Financing
• FMV Lease vs $1 Buyout Lease
• Master Lease vs Individual Leases
• New vs Used Equipment Financing
• OEM Captive vs Bank
• OEM Captive vs Online Broker
• Online vs Traditional Equipment Lenders
• Personal Guarantee vs No-PG Financing
• Private Party vs Dealer Purchase Financing
• Recourse vs Non-Recourse Equipment Financing
• Section 179 vs Bonus Depreciation
• Secured vs Unsecured Equipment Loan
• Short-Term vs Long-Term Equipment Financing
• Soft Pull vs Hard Pull Credit Check
• Standard vs Seasonal Payment Programs
• Standard vs Skip-Payment Programs
• Standard vs Step Payment Programs
• Trade-In vs Outright Purchase
• True Lease vs Finance Lease
• Vendor Financing vs Independent Broker

State Guides (50)

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana
• Maine
• Maryland
• Massachusetts
• Michigan
• Minnesota
• Mississippi
• Missouri
• Montana
• Nebraska
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Carolina
• South Dakota
• Tennessee
• Texas
• Utah
• Vermont
• Virginia
• Washington
• West Virginia
• Wisconsin
• Wyoming

By Buyer Type (25)

• C-Corporation
• Established Business (5+ Years)
• Family-Owned Business
• Farmer / Agricultural Producer
• First-Time Equipment Buyer
• Fleet Operator (10+ Trucks)
• Food Truck Operator
• Franchise Operator
• General Contractor
• Lease-Purchase Operator (Trucking)
• LLC
• Manufacturing Shop Owner
• Medical Practice Owner
• Minority-Owned Business
• Non-Profit Organization
• Owner-Operator
• Partnership
• Restaurant Owner
• S-Corporation
• Self-Employed / Sole Proprietor
• Small Business (SBA-Eligible)
• Sole Proprietor
• Startup Business (Under 2 Years)
• Veteran-Owned Business
• Women-Owned Business

By Industry Type (30)

• Agricultural Operation Equipment Financing
• Auto Repair Shop Equipment Financing
• Brewery Equipment Financing
• Cannabis Business Equipment Financing
• Car Wash Equipment Financing
• Catering Business Equipment Financing
• Construction Company Equipment Financing
• Convenience Store Equipment Financing
• Daycare Center Equipment Financing
• Dental Practice Equipment Financing
• Distillery Equipment Financing
• Fitness Center and Gym Equipment Financing
• Food Truck Business Equipment Financing
• Funeral Home Equipment Financing
• Landscaping Business Equipment Financing
• Laundromat Equipment Financing
• Logging Operation Equipment Financing
• Manufacturing Business Equipment Financing
• Medical Practice Equipment Financing
• Metal Fabrication Shop Equipment Financing
• Owner-Operator Trucking Business Equipment Financing
• Pet Grooming Business Equipment Financing
• Print Shop Equipment Financing
• Restaurant Business Equipment Financing
• Salon and Spa Equipment Financing
• Self-Storage Operator Equipment Financing
• Tow Truck Business Equipment Financing
• Tree Service Business Equipment Financing
• Trucking Company Equipment Financing
• Veterinary Clinic Equipment Financing

By Credit Tier (10)

• Bad Credit Equipment Financing (Below 600)
• Equipment Financing After Bankruptcy
• Equipment Financing After Repossession
• Equipment Financing with a Thin Credit File
• Equipment Financing with Active Tax Liens
• Excellent Credit Equipment Financing (720+)
• Fair Credit Equipment Financing (640 to 679)
• Good Credit Equipment Financing (680 to 719)
• Subprime Credit Equipment Financing (600 to 639)
• Very Bad Credit Equipment Financing (Below 550)

Calculators (12)

• §179 vs Bonus Depreciation Comparator
• Amortization Schedule Generator
• Down Payment Optimizer
• EFA Payment Calculator
• Equipment Depreciation Calculator
• Equipment Financing Payment Calculator
• Equipment Loan Qualification Quiz
• Equipment Loan Refinance Calculator
• Lease Payment Calculator
• Lease vs Buy Calculator
• Section 179 Calculator
• Total Cost of Ownership Calculator

Research (5)

• Owner-Operator Trucking Financing Data
• Section 179 Utilization Data
• State of Equipment Financing 2026
• Sub-650 Credit Equipment Financing Data
• Used Equipment Financing Trends

Lender Directory (10)

• Balboa Capital
• Beacon Funding
• Channel Partners Capital
• Crest Capital
• Currency Capital
• Equipment Financing Lender Directory
• First Business Financial Services
• North Mill Equipment Finance
• Smarter Finance USA
• Stearns Bank Equipment Finance

Trust & About

• About
• Editorial Methodology
• Disclosures
• Authors
• Board of Advisors
• Lender Partners
• TCPA Disclosure
• Privacy Policy
• Terms of Service
• E-Sign Consent
• Contact

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