Get An Equipment Financing Quote
Loans, leases, and EFA structures for the equipment that runs your business. Decisions in 24-72 hours.
From application to funds in days, not weeks
We approve equipment financing direct. You see real terms before signing anything.
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01Quick application
Three minutes. Business details, equipment, credit estimate. No documents yet.
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02Soft-pull review
We soft-pull your credit (no FICO impact) and evaluate your application against our program grid.
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03Real offer
We respond within 24-72 hours with rate, term, monthly payment, and structure.
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04Sign and fund
Review terms, sign documents. We wire funds to the seller. Take delivery.
From a single forklift to a $5M production line
22 categories. 717 equipment types. Real rate ranges, financing structures, and program-tier financing review for each.
Trucking
Restaurant
Trailers
Agricultural
Manufacturing
Construction
We fund deals in all 50 states
Every state, every county. The structures are national; the details are local. Pick your state for what applies to your deal.
- Sales-tax treatment on financed equipment
- UCC filing office and lien mechanics
- State-side Section 179 conformity notes
Tap your state
Built different from the dealer-finance pitch
3-minute soft-pull
Skip the credit-application gauntlet. Soft pull only. No FICO impact. See real rate ranges before deciding to proceed with a hard pull.
Right-fit program match
We finance every credit tier and equipment type, from prime credit to credit-recovery, across 22 equipment categories. The right program closes faster.
Editorial transparency
150 hand-written guides, 104 glossary terms, real case studies with dollar amounts. We publish what we actually finance.
Run the numbers before you sign
Calculator-driven approach. Model monthly payment, total cost, Section 179 impact, and lease-vs-buy scenarios before you submit anything.
Open CalculatorBuilt for the work you do
Every industry has its own financing review quirks, seasonal patterns, and lender preferences. We know them.
Know before you sign
Plain-English overviews of how equipment financing actually works, from rate ranges by credit tier to structure comparisons and state-specific mechanics.
"I have been on your side of this table. When you apply here, your file is worked by my team from application to funding, not handed off to a call center."
Ed Stapleton Jr. · Founder · Meet Ed
Three minutes to a real rate.
Soft-pull prequalification, no credit impact, no obligation. Decisions in 24-72 hours.
Start My Application