How we source, verify, and publish information about equipment financing. We document this so readers can judge our work.
Rate ranges
The APR ranges shown on equipment hubs, calculators, and rate-themed guides are blended estimates from our active partner lenders. They are not lender-quoted rates and they are not promotional rates.
We refresh the blended ranges monthly. The “as of” date on every page shows when we last refreshed. The current refresh cycle:
- Source: partner lender rate sheets, partner application-quote samples (last 90 days, anonymized), and published lender rate disclosures.
- Aggregation: for each credit tier, we compute the 25th–75th percentile of returned rate quotes across all partners, then round to the nearest 0.1%.
- Categories with low sample: for equipment types with fewer than 50 quotes in the last 90 days, we use a conservative wider range (the 10th–90th percentile across partners covering that category).
- Disclosure: every page that shows a rate carries the “as of” date and a link to this methodology. Pages without enough data are marked as such or use category-level ranges with a note.
Section 179 and tax content
Section 179 limits, bonus depreciation percentages, and other tax figures we publish are sourced from current IRS Publication 946 and the IRS website. We do not give tax advice. Section 179 deduction estimates in the calculator are illustrative and assume a 25% blended federal tax rate; your actual savings depend on your tax position.
Equipment data
Typical asset prices, replacement cycles, brand examples, and use-case data come from a combination of OEM published pricing, dealer survey responses (where we have them), auction-result aggregators (Iron Solutions, NADA Equipment Guide, Mascus), and industry publications. We do not invent specificity. Where a range or estimate is wider than typical, the page says so.
Lender data
Lender minimums (FICO, time in business, monthly revenue, asset price floors and ceilings) come from the lenders’ published program sheets or their direct response to our questionnaire. We update lender pages when programs change. Partner lenders are marked. Non-partner lenders are listed for completeness without paid placement.
Corrections and updates
If a page has a factual error, send the page URL and the correction to editorial@fundmyequipment.com. We log every correction with a public dated entry on the affected page. Last reviewed dates on every page show the most recent editorial check.
What we do not do
- We do not publish AI-generated content without human review and fact-check.
- We do not invent statistics, specifications, or quotes.
- We do not let commercial relationships influence editorial content. See how we write.
- We do not run no-credit-check or guaranteed-approval offers. All lender approval is subject to underwriting.
Last reviewed: May 27, 2026.