The current list of lender partners we route applications to, what each one specializes in, and our compensation arrangement with each.
Why we have a partner network instead of a single lender
No single lender approves every credit profile, every equipment type, or every state. A small business owner with a 720 FICO and 10 years in business buying $300K of CNC equipment fits a different lender than an owner-operator with a 620 FICO buying their first day-cab tractor. Our partner network covers the full range so we can route every viable applicant to a real lender, not a dead end.
How we choose partners
Every partner we add must:
- Be a state-licensed lender, broker, or commercial finance company in their operating states.
- Publish their program terms (minimum FICO, time in business, asset price range, rate range, term range) so we can route accurately.
- Sign our service-level agreement: respond to routed applications within 1 business day; communicate decisions clearly to the applicant; allow us to publish honest reviews and comparisons.
- Have a clean record with state regulators and the Better Business Bureau (no unresolved complaints over 90 days old).
Compensation
Partners pay us a fee when a routed application funds. The fee is either a flat amount or a percentage of the financed amount, depending on the partner. The fee does not affect the rate or terms the lender quotes you. We disclose this in our disclosures.
Current partner list
See the lender directory for the current partner list. Partners are marked in the directory.
Becoming a partner
Lenders interested in joining the network should email partners@fundmyequipment.com with their program details. The partner-claim-matrix and SLA template are available on request.
Last reviewed: May 27, 2026.