# Quick Lube Equipment Package

Canonical URL: https://fundmyequipment.com/equipment/auto-shop/quick-lube-equipment-package/
Last modified: 2026-05-29T19:39:17+00:00
Type: efin_equipment

## Summary

Quick Lube Equipment Package financing for the Auto Shop industry.

## Fast facts

- Typical term: 48 - 84 months
- Soft-pull pre-qualification, no credit impact

## Content

Quick Lube Equipment Package financing covers loans, leases, and equipment finance agreements (EFAs) for businesses purchasing quick lube equipment package in the auto shop category. Average asset price is about $145,000, with terms from 48 to 84 months and a typical replacement cycle of 14 years.Qualifying requirements for Quick Lube Equipment Package financing typically include a minimum FICO of 580+. Below we cover rates by credit tier, qualifying documentation, used-vs-new dynamics, Section 179 implications, and how to compare lenders on this category.This hub covers:Current rate ranges by credit tier, refreshed monthlyQualifying requirements (FICO, time in business, monthly revenue, down payment)Used vs new quick lube equipment package financing differencesAn interactive calculator with three structures: loan, $1 buyout lease, FMV leaseBad-credit programs (sub-650 FICO)Section 179 implications for current-year tax planningHow to compare lenders for this category