# Auto Body Shop Buildout

Canonical URL: https://fundmyequipment.com/equipment/auto-shop/auto-body-shop-buildout/
Last modified: 2026-05-29T19:39:17+00:00
Type: efin_equipment

## Summary

Auto Body Shop Buildout financing for the Auto Shop industry.

## Fast facts

- Typical term: 60 - 96 months
- Soft-pull pre-qualification, no credit impact

## Content

Auto Body Shop Buildout financing covers loans, leases, and equipment finance agreements (EFAs) for businesses purchasing auto body shop buildout in the auto shop category. Average asset price is about $280,000, with terms from 60 to 96 months and a typical replacement cycle of 14 years.Qualifying requirements for Auto Body Shop Buildout financing typically include a minimum FICO of 580+. Below we cover rates by credit tier, qualifying documentation, used-vs-new dynamics, Section 179 implications, and how to compare lenders on this category.This hub covers:Current rate ranges by credit tier, refreshed monthlyQualifying requirements (FICO, time in business, monthly revenue, down payment)Used vs new auto body shop buildout financing differencesAn interactive calculator with three structures: loan, $1 buyout lease, FMV leaseBad-credit programs (sub-650 FICO)Section 179 implications for current-year tax planningHow to compare lenders for this category